A Loan Consultant who cares about his profession - I'm continually upgrading my practice by immersing myself in constant learning.  I'm a member of By Referral Only, the CORE, Mortgage Market Guide and Loan Tool Box.  All three organizations teach Loan Officers how to elevate their customer service, product knowledge, and professionalism above the "traditional" loan officer.

I always encourage my customers to ask lenders they are interviewing "what educational resources do you subscribe to on a continual basis and for how long have you been involved?"  This will tell you immediately if you are working with a professional or an amateur.

My practice is centered around tailoring the right solution to your particular financial challenge.  There i

s no "one size fits all" in this business.  I have relationships with dozens of banks and hundreds of loan programs so I will always have something that works for you.

In my 20 years experience I have worked with customers from all walks of life - from first time homebuyers to millionaires.  All are equally important to me and I have loan programs to fit any need.

Following are groups or organizations I'm actively involved with:

Inland Northwest Search and Rescue team (http://www.inwsar.org/) - an all volunteer non-profit urban and wilderness search and rescue team based out of the Spokane Washington. INSAR works as a volunteer group that is an extension of the Spokane County Sheriff's Department and Department of Emergency Management. As an all volunteer organization INSAR provides search and rescue services in wilderness and urban environments, public safety education, and technical rescue in alpine, extreme weather, and other adverse conditions.

Tri-County Economic Development District Loan Committee (http://www.teddonline.com/) - TEDD provides business assistance and supports economic development efforts in Ferry, Stevens and Pend Oreille County while also providing assistance in business financing throughout a 10 county area of Eastern Washington through the Rural Opportunities Loan Fund.

 "Michael - thank you for all the personal attention and time that you invested with our refinance.  Your professionalism and the confidentiality levels were beyond reproach.  Of course the money you saved us was also well received (WOW!!).  Thank You So Much." Audrey, Las Vegas, NV.

"We just wanted you to know we're doing fine and still in love with our home.  Without you, we're not sure where we would be right now.  I hope all is well with your family and hope to hear from you soon." Karen and Ed, Sacramento, CA.

I was very satisfied with the overall experience in working with Mike and Rebecca and found them to be knowledgeable and professional. They were very patient, explained answers and took the time to answer any and all questions in a timely manner. Rita 9-17-11

Thank you Rebecca! We are so excited everything went smoothly during closing. You and Mike were great to work with. Brenda - Spokane, WA 8-16-11

I woke to the sweetest peace of mind this morning thanks to the both of you. It's so nice to be locked in at an excellent rate and have it all said and done. You were both so pleasant, patient and extremely fast and efficient thru the entire process. Wayne - Spokane, WA 8-16-11

Mike, you are very thorough in communicating your process and rationale. You've really done a wonderful job for us and I just can't stop saying that. thanks so much - Rhoda 7-8-11

Rebecca, Thank you both for everything you have done for me, you have no idea how much it means to me. Just knowing you have my best interest at heart, made me feel safe. You kept me informed of everything that is going on and if I didn’t understand you explained it to me so that I did understand, and I appreciate that.” Kathy 7-8-11